Opening a bank account

The easiest way to pay your bills in the Netherlands is to open a Dutch bank account, especially when you come from a Non-EU/EEA country. When you have opened your account, you will receive a bank card and PIN code (Personal Identification Number) which you can use in any shop or store in the Netherlands.

Banks in the Netherlands

You are free to choose at which bank you wish to open an account. The largest banks are Rabobank, ING and ABN AMRO bank, but there are more. With ING and ABN AMRO you can open a bank account online.

Online banks

There is an increasing variety of digital banks such as Bunq or Revolut. As digital banks are a relatively new phenomenon, we advise you to read their information carefully. Some may charge an extra fee or have limited usage. It is also a good idea to contact them about their fraud policy before you open an account.

Opening a bank account

When opening a bank account, you will be asked to show the following documents:

• A valid proof of identity (passport or ID card).
• For non-EU students only: your residence permit card or letter from the IND with the approval of your legal stay in the Netherlands.
• Your student card or statement of enrolment.
• Your BSN (Burger Service Nummer) which you receive after registration at the municipality. In order to get a BSN number, you have to register as a citizen of Groningen.

You will receive your bank account number when you open your bank account. Your banking card will be sent to you within a week.